Dedicated Houston Bankruptcy Lawyer Helps You Find Relief from Debt
Trusted guidance for Chapter 7, Chapter 13, and foreclosure defense in Texas
At the Law Firm of Min Gyu Kim, PLLC, in Houston, I am committed to helping you resolve your debt as quickly and effectively as possible. As a skilled bankruptcy attorney, I recognize that you may feel overwhelmed by collection notices and creditor phone calls, but bankruptcy offers a legal way to stop such harassment and manage your debt. Whether you choose to file Chapter 7 or Chapter 13 bankruptcy, or you need a solid foreclosure defense to keep your home, you can count on me to be honest, communicative and responsive in helping you to regain a firm financial footing.
Comprehensive bankruptcy counsel for Houston clients
My firm delivers dedicated legal support to clients in bankruptcy and related matters:
- Chapter 7 bankruptcy — I will review your finances, debt, and long-term goals to determine if filing for Chapter 7, or liquidation, bankruptcy is right for you. With this type of bankruptcy, which is generally completed within four to six months, your debt is discharged, but some of your assets may be sold to repay your creditors. You also benefit from an automatic stay, which puts a halt to collection activities by most creditors.
- Chapter 13 bankruptcy — If you have a steady income and own a home, Chapter 13 bankruptcy may be a better way to manage your debt. It allows you to repay your debt in installments over a three- to five-year period.
- Foreclosure defense — If you risk losing your home in Texas, you must act quickly. I provide knowledgeable and experienced foreclosure defense to clients in the greater Houston area. It’s important to know you have options: you can challenge the lender’s action if it doesn’t follow the laws that govern foreclosure, or you can work with your lender to find a solution that avoids foreclosure.
I understand that deciding to file bankruptcy is a difficult and tough choice, but if debt has you backed into a corner, there is a way out. I am dedicated to helping you emerge from financial hardship. I will candidly assess your situation and identify your best legal option for living debt-free as soon as possible.
Contact a reputable Texas bankruptcy lawyer today
The Law Firm of Min Gyu Kim, PLLC represents clients in Chapter 7 and Chapter 13 bankruptcy matters and foreclosure defense cases throughout the Houston area. Please call 832-602-2297 or contact my firm online to schedule a free initial consultation at one of my Houston offices today.